Indian Overseas Bank LOB Recruitment 2026: Indian Overseas Bank (IOB) has announced recruitment for 250 Local Bank Officer (LBO) posts in JMGS I for 2026–27. Graduates in any discipline may apply online through the official IOB recruitment portal. The online application opens on 8 August 2026 and closes on 24 August 2026; candidates must submit their forms and pay the fee by that date.
The selection process includes an online examination, a language proficiency test where required, and a personal interview. Selected candidates must serve in the state they choose for at least 12 years or until they are promoted to Scale‑IV.
Indian Overseas Bank LOB Recruitment Notification 2026: Overview
Indian Overseas Bank has released an official recruitment notification for Local Bank Officers in various participating states. The table below provides the key details of this recruitment.
| Recruitment Organization | Indian Overseas Bank (IOB) |
| Advertisement Number | HRDD/RECT/02/2026-27 |
| Post Name | Local Bank Officer (LBO) in JMGS I |
| Total Vacancies | 250 Posts |
| Application Mode | Online Registration via Web Portal |
| Selection Process | Online Exam, LPT, Personal Interview |
| Official Website | www.iob.in / www.iob.bank.in |
Indian Overseas Bank LBO Vacancy 2026: Details
A total of 250 vacancies are available across Tamil Nadu, Karnataka, Maharashtra, and Gujarat. Candidates can apply for only one state and must know the local language of that state.
| State Name | Local Language | SC | ST | OBC | EWS | UR | Total Vacancies |
| Tamil Nadu | Tamil | 15 | 6 | 33 | 9 | 37 | 100 |
| Karnataka | Kannada | 8 | 3 | 16 | 4 | 19 | 50 |
| Maharashtra | Marathi | 7 | 4 | 15 | 5 | 19 | 50 |
| Gujarat | Gujarati | 6 | 5 | 16 | 4 | 19 | 50 |
| Total | – | 36 | 18 | 80 | 22 | 94 | 250 |
Eligibility Criteria for Indian Overseas Bank LOB Recruitment
Candidates must check the age, education, and work experience requirements as of 01 August 2026. The details are given in the sections below.
Educational Qualification
Applicants must have a valid degree mark sheet or passing certificate from a recognized university at the time of registration. They must also be able to read, write, and speak the required state language.
| Post Category | Minimum Prescribed Educational Qualification |
| Local Bank Officer (LBO) – JMGS I | Graduation Degree in any discipline from a university recognized by the Government of India or an equivalent recognized qualification. Candidates must indicate their graduation percentage at the time of online registration. |
Age Limit and Age Relaxation
The candidate’s age will be calculated as of 01 August 2026. Applicants must be born between 02 August 1996 and 01 August 2006, including both dates.
| Category Profile | Age Limit / Relaxation Period |
| General / EWS Candidates | 20 to 30 Years (Standard Upper Limit) |
| Scheduled Caste (SC) / Scheduled Tribe (ST) | 5 Years upper age relaxation |
| Other Backward Classes (OBC – Non-Creamy Layer) | 3 Years upper age relaxation |
| Persons with Benchmark Disabilities (PwBD) | 10 Years upper age relaxation |
| Ex-Servicemen / 1984 Riot Affected Candidates | 5 Years upper age relaxation |
Indian Overseas Bank LBO Salary 2026
Selected candidates will be appointed as Local Bank Officers in Junior Management Grade Scale I (JMGS I). They will receive a basic salary along with standard allowances and other benefits.
| Basic Pay Scale | ₹48,480 – 2000/7 – 62,480 – 2340/2 – 67,160 – 2680/7 – 85,920 |
| Starting Base Salary | ₹48,480 per month |
| Probation Period | 2 years of active service from the date of joining |
Benefits
- Indemnity Bond: Selected candidates must execute a service bond of ₹2,00,000 for a minimum period of 3 years.
- Allowances: Dearness Allowance (DA), House Rent Allowance (HRA), and City Compensatory Allowance (CCA) as per bank rules.
- Healthcare & Travel: Comprehensive medical facilities, leave travel concessions, and retirement safety benefits.
Selection Process of Indian Overseas Bank LOB Recruitment
The recruitment process has three stages to test candidates’ aptitude and communication skills. Candidates must qualify in all stages for final selection.
Stage 1: Online Examination: The objective test covers Reasoning, Quantitative Aptitude, Banking Awareness, and English.
Stage 2: Language Proficiency Test (LPT): Candidates who did not study the state’s local language in Class 10 or 12 must take this test.
Stage 3: Personal Interview: The interview assesses the candidate’s suitability for 100 marks, with an 80:20 weightage given to the written exam and interview.
Exam Pattern
The online exam has 140 objective questions for 200 marks and lasts 3 hours. A negative marking of 0.25 marks applies to each wrong answer.
| Exam Subject Section Breakdown | Total Questions | Maximum Marks | Medium of Exam | Duration |
| Reasoning and Computer Aptitude | 30 Questions | 60 Marks | English & Hindi | 60 Minutes |
| General / Economy / Banking Awareness | 40 Questions | 40 Marks | English & Hindi | 30 Minutes |
| Data Analysis and Interpretation | 30 Questions | 60 Marks | English & Hindi | 60 Minutes |
| English Knowledge | 40 Questions | 40 Marks | English | 30 Minutes |
| Total Marks & Time Duration | 140 Questions | 200 Marks | – | 3 Hours |
Indian Overseas Bank LOB Recruitment: Application Fee
Applicants must pay the non-refundable fee online during registration using a debit card, credit card, internet banking, or UPI.
| Category of Applying Candidate | Total Fee Amount | Fee Terms & Refund Policy |
| General / OBC / EWS Categories | ₹850 | Inclusive of GST, Non-Refundable |
| SC / ST / PwBD Categories | ₹175 | Intimation charges only, inclusive of GST |
How to Apply Online for Recruitment of Local Bank Officers 2026-27
Candidates should apply through the official bank website by following the registration steps. Make sure all personal details match the official mark sheets before submitting the form.
Step 1: Visit the official Indian Overseas Bank web portal at www.iob.in or www.iob.bank.in and open the “Careers” section.
Step 2: Click on “Recruitment of Local Bank Officers 2026-27” and select “Register Online”.
Step 3: Enter basic contact details like email ID and mobile number to obtain your system-generated Registration Number and Password.
Step 4: Log in to complete the application form with personal, educational, and state selection information.
Step 5: Upload scanned copies of your passport photo, signature, left thumb impression, and handwritten declaration.
Step 6: Capture and upload a live photo via webcam or mobile camera as instructed on the portal.
Step 7: Pay the required application fee online and keep a printout of the completed application form and fee receipt.
Documents Required for Indian Overseas Bank LBO Recruitment
Applicants should keep clear scanned copies of all required documents ready. Make sure each file meets the specified size and dimension requirements before uploading.
- Passport Photograph: Scanned color photo (4.5 cm x 3.5 cm) on a light background, file size 20 KB to 50 KB.
- Live Webcam Photo: Upload a recent photo taken straight in front of a plain background using a webcam or mobile camera.
- Signature Scan: Written on white paper with a black ink pen in running handwriting (10 KB to 20 KB).
- Left Thumb Impression: Clear thumb impression on white paper in blue or black ink (20 KB to 50 KB).
- Handwritten Declaration: Text written clearly in English on white paper with black ink (50 KB to 100 KB).
- Academic & Date of Birth Proof: 10th/12th certificate (for language/DOB verification) and graduation mark sheets.
- Identity Proof: Original photo ID proof such as Passport, Aadhaar Card, PAN Card, Voter ID, or Driving License.
Important Links
Candidates can use the links below to access the application portal, official notices, and the main website.
- Apply Now: Online Application Portal
- Official Notification: Download Advertisement PDF
- Official Website: Click Here
- Join Telegram Channel: Click Here
- Join WhatsApp Group: Click Here
Source: Official Overseas Bank LBO recruitment notification.
Important Dates for Indian Overseas Bank LBO Recruitment
Keeping track of important dates helps candidates complete all recruitment steps on time. The key dates for the IOB Local Bank Officer recruitment are given below.
| Event Activity Particulars | Scheduled Calendar Dates |
| Official Detailed Advertisement Publication | 07 August 2026 |
| Opening Date for Online Registration & Fee Payment | 08 August 2026 |
| Closing Date for Application Submission & Fee Payment | 24 August 2026 |
| Cut-off Date for Age and Educational Qualifications | 01 August 2026 |
Final Thought
Applying for the Indian Overseas Bank LBO Recruitment 2026 is a good career opportunity for graduates who want to work in public sector banking. Candidates should verify their educational qualifications and local language proficiency before applying online by 24 August 2026. Beginning exam preparation early and uploading all required documents correctly will improve their chances of selection.
Note: The recruitment details on this page have been checked against the official Overseas Bank LBO notification. Candidates are advised to verify the latest updates on the official Overseas Bank website before applying.
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Indian Overseas Bank LBO Recruitment: FAQs
What is the total vacancy count in IOB LBO Recruitment 2026?
A total of 250 vacancies have been officially announced across Tamil Nadu, Karnataka, Maharashtra, and Gujarat.
Is there any negative marking in the online written exam?
Yes, 0.25 (1/4th) mark allocated to a question will be deducted for each incorrect answer in the objective exam.
Can candidates apply for multiple states simultaneously?
No, candidates can apply for vacancies in only one state and must be proficient in that state’s specified local language.
What is the minimum educational requirement for the LBO post?
Candidates must possess a valid graduation degree in any discipline from a recognized university as of the registration date.
Who needs to appear for the Language Proficiency Test (LPT)?
LPT is required only for candidates who have not studied the specified local language of the applied state in their 10th or 12th standard.
